LOAN OPTIONS

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Mortgage Loan Options

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FHA Home Loan

An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements. You may qualify for an FHA loan if you have debt or a lower credit score.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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USDA Loans

A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.

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30-Year Fixed Rate Mortgage

Regarding the American dream of homeownership, a 30-year fixed-rate mortgage often plays a central role. It's not just a financial instrument; it's a key that opens the doors to the place you call home.

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15-Year Fixed Rate Mortgage

Regarding homeownership in the United States, the American Dream often involves owning a place you can call home. And for many, that dream is best realized through a mortgage.

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203K Loans On The Cheap

Whether you're eyeing a fixer-upper or looking to make energy-efficient improvements, 203K Loans offers a financial pathway to transform your living space without breaking the bank.

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Adjustable ARM

The Adjustable ARM (Adjustable Rate Mortgage) Policy is a financial mechanism designed to provide flexibility to American homeowners in managing their mortgage payments.

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Jumbo Loans

A jumbo mortgage can provide you the larger funds traditional loans do not cover — given that you can find a lender that offers one, satisfy the requirements, and afford the higher cost.

HARP Loans

In the symphony of mortgage financing, HARP (Home Affordable Refinance Program) loans take center stage as a harmonious solution for homeowners seeking to refinance their mortgages, especially those with limited equity or facing financial challenges.

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Reverse Mortgage

A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also, like a conventional mortgage, the title to your home remains in your name when you take out a reverse mortgage loan.

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Fixed Rate

Not all mortgages are created equal. For example, while some borrowers choose adjustable-rate mortgages (ARMs), the most frequent loan type is the fixed-rate mortgage.

Interest Only

An Interest Only Mortgage is a type of loan where the borrower makes monthly payments that solely cover the interest accrued on the principal amount borrowed.

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Graduated Payment

Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time

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First-Time Home Buyers

Start your home search with a free pre-qualification, getting you ready for the process ahead. Plus, we can connect you with a trusted real estate agent through our network.

Rehab loan

Transform your investment properties with ease using our hassle-free rehab loan options - apply today and watch your profits soar!

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Low Down
Payment

Coming up with a down payment is one of the biggest challenges for many people looking to buy a house, causing them to delay their dream of homeownership.

Investment Property
Loans

Investment property loans are a type of mortgage specifically designed for purchasing properties intended to generate income, such as rental properties or commercial real estate.

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Refinance

When you refinance, you replace your current mortgage with a new one that typically comes with improved terms and a lower interest rate.

Assert-Based Loans

In the dynamic landscape of American finance, assert-based loans stand as a beacon of flexibility and potential, offering a unique avenue for individuals seeking alternatives to traditional mortgage structures.

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Portfolio Loans

In the dynamic landscape of real estate and mortgages, understanding the potential of portfolio loans is your gateway to flexibility, tailored solutions, and strategic investments.

NON-QM Loans

1099
Mortgage

On a conventional home loan, the lender is restricted to using only the taxable portion of the applicant's salary for qualification purposes.

Bank Statement
Loans

A bank statement loan is often an excellent option for qualified self-employed borrowers. However, self-employed borrowers must choose the best loan product to help fulfill their mortgage needs.

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Debt Service Coverage
Loan

As a real estate investor, you can dodge high rates and high points of private loans, lengthy approval processes, and stringent lending criteria with a debt service coverage ratio loan, a type of no-income loan

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ITIN Mortgage

Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers.

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Asset Utilization

Maximize your resources and minimize waste with Asset Utilization - the secret weapon of successful businesses.

Meta Mortgage LLC

We provide a unique and individualized approach to mortgages by blending human-driven insights with technical expertise, creating an optimal hybrid. Our mortgage solutions aim to streamline the loan processing, ensuring quicker results and significantly lowering costs.

Phone

(404) 983-1524

E-mail

David@GoMetaMortgage.com

Address

6025 Lee Highway, Ste. 433
Chattanooga, TN 37421

Address

Woodstock, GA

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Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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